Real Estate Information

Can I Sell My Private Mortgage Notes?


In this country millions of homes are sold every year. In most cases buyers go to a bank or finance company to seek mortgage financing.

How to Prequalify a Buyer When You Sell Your Home By Owner


Before we get to the math there are a few terms you should understand.  The first is PITI which is nothing more than an abbreviation for "principal, interest, taxes and insurance.  This figure represents the MONTHLY cost of the mortgage payment of principal and interest plus the monthly cost of property taxes and homeowners insurance.  The second term is "RATIO".  The ratio is a number that most banks use as an indicator of how much of a buyers monthly GROSS income they could afford to spend on PITI.  Still with me?  Most banks use a ratio of 28% without considering any other debts (credit cards, car payments etc.).  This ratio is sometimes referred to as the "front end ratio".  When you take into consideration other monthly debt, a ratio of 36-40% is considered acceptable. This is referred to as the "back end ratio".  

Purchasing Property With No Money Down: My Personal Experience


Have you ever seen those infomercials about buying houses with ?No Money Down?? They are really well done. They have all kinds of people offering great testimonials about how they have gotten rich, buying rental properties, with absolutely no money out of their pocket. You see this guy, standing on a street corner, talking to someone, and he says, ?I own that one,? pointing to a beautiful colonial. ?I also own that one next to it, and the one two doors down, and I?ll be closing on the one directly across the street from it, next week.? He then assures us that he has purchased 17 homes in the last eight or ten months, with zero money down on the properties. Plus, in many cases he?s also paid no closing costs.

Budgeting Your Log Home: Where Do You Start?


The Log home industry has matured these last many years, but there is still a lot of confusion about how much a log home costs. Naturally, everyone wants to know the cost of the log package; however, the budgeting only starts here. If you are shopping for a milled log package (as opposed to hand-crafted, which is a totally different category), the difference between one manufacturer's price and another is minimal when compared to the total cost of the structure. Here are some reasons why:

How to Get Financing after Filing Bankruptcy


If you're thinking about buying a home but have declared bankruptcy in the past, don't give up hope. There are still ways for you to be able to find a loan, even if your credit history is less than sterling.

Joint Ventures In Real Estate Development; So How Do They Work?


There are many reasons why you would consider joining with another person to undertake a development project in Joint Venture.

How to Price Your Property?


A house properly priced is half sold. But there are plenty of ways to price it improperly.. * You can't go by what you paid for the place. Perhaps you bought two years ago when local prices were skyrocketing, and things have cooled off since. Perhaps houses like yours can now be bought for less, and if you hold out for what you paid, you'll just waste your time.. On the other hand, perhaps prices in your area have taken off, and you'd short-change yourself if you just tried to "get my money out" (but you'd have a fast sale.). * You can't go by how much you've spent on improvements. A given street will support only a given price range. If you've invested so much that yours would be the most expensive house on the street, the buying public is not likely to reimburse you.. * You can't go by your tax assessment figure. Even in communities that aim at full-value assessments, the figures are almost never in line with what buyers are currently ready to pay.. So how do you price your house?. By putting yourself in a buyer's shoes.. What else is for sale in the area? How does it compare with your house? How long has it been on the market? What has sold recently, and how much did the buying public value it at? What has failed to sell in the past year?. Any good broker can furnish the data you need, often in the form of a chart known as a CMA, Comparative Market Analysis. . And once you have it, again think like a buyer. What price would it take for you to look at a list and say to an agent "Take me to see that one"?.

How to Make the Real Estate Market Work For You and Get The Most Money


How to make the Real Estate market work for you and get the most money.

Cheap, Bargain, Real Estate; Good Deals, Below Market, Low Priced Properties Are Available...


Cheap, Bargain, Real Estate; Good Deals, Below Market, Low Priced properties are available if you know how to buy them.

Real Estate: Reasons and Priorities for Purchasing Property


Real Estate: Reasons and Priorities for Purchasing Property.  It?s not just about Real Estate as an Investment.

A Powerful Suggested Technique for YOUR Home & Property Search


A Powerful Suggested Technique for YOUR Home & Property Search

Horses In My Back Yard


Horses In My Back Yard

How To Give Yourself A $20,000/Year Raise Without Asking Your Boss


Why without asking your boss?

How Do I Implement The Lease Purchase Plan?


Well, as we have discussed in previous newsletters first you have to set up goals for yourself, both long term and short term. Don?t forget these goals define how your business is run. They will determine what you do on a daily, weekly and monthly basis. The best way to do this is to picture yourself a year down the road. Close your eyes and get a mental picture of where you want to be, what you want to have, how you want to look, then open your eyes and write all that down on paper or speak into a voice recorder.

How I Became a Real Estate Investor


Recently I closed on the sale of two homes. They were located about a mile apart and had comparable market values. However, beyond these two similarities, the two deals were very different from each other. Let me discuss in more detail the similarities and differences of the two deals.

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Spiegel Online

Hypo Real Estate changes its CEO
Xinhua, China - 11 hours ago
BERLIN, Oct. 7 (Xinhua) -- Axel Wieandt Tuesday replaced Georg Funke to became the CEO of Hypo Real Estate (HRE) that has recently received huge fund from ...
CEO of embattled Hypo Real Estate to step down International Herald Tribune
EuroGroup Expands its Presence in the European Real Estate Market PR Urgent
European Economy Shrank in Second Quarter, Nears a Recession Bloomberg
Reuters - Telegraph.co.uk
all 1,141 news articles


CEO of embattled Hypo Real Estate to step down
BusinessWeek - 11 hours ago
The embattled German lender Hypo Real Estate AG announced Tuesday that its chief executive, Georg Funke, was stepping down, following intense pressure from ...
Video: Wall St.'s worst week in 7 years ReutersVideo
UPDATE 1-Hypo Real Estate names Wieandt as new CEO Reuters
Hypo Real Estate quits following 50-billion-euro gov`t bailout Mathaba.Net
Financial Post - Bloomberg
all 1,275 news articles


ING Clarion Global Real Estate Income Fund and ING Clarion Real ...
MarketWatch - 12 hours ago
... costs than the current default rates being paid on the ARPS," said Ritson Ferguson, Chief Investment Officer of ING Clarion Real Estate Securities. ...


Inland Real Estate Corporation Announces Date of Third Quarter ...
MarketWatch - 12 hours ago
Inland Real Estate Corporation is a self-administered and self-managed publicly traded real estate investment trust that owns interests in 146 neighborhood, ...
NorthStar Realty Finance Announces Third Quarter Earnings ... FOXBusiness
all 21 news articles


Washington Post

LRG Capital Real Estate Partners I Fund Purchases California ...
MarketWatch - 16 hours ago
LARKSPUR, CA, Oct 07, 2008 (MARKET WIRE via COMTEX) -- LRG Capital Real Estate Ventures, a subsidiary of LRG Capital Group, is pleased to announce that the ...
Value Added: Federal Capital's $230 Million Fund Washington Post
LRG Capital Real Estate Partners I Fund Purchases California ... PR-USA.net (press release)
all 9 news articles


US Stocks Drop, Led by Banks, Real-Estate Investment Trusts
Bloomberg - 14 hours ago
Banks and real-estate companies then led the market lower as the S&P 500 Financials Index slumped below its lowest closing level since 1997 even after Fed ...
US Stocks Drop; S&P 500, Dow Post Worst Retreats Since 1937 Bloomberg
US Stocks Decline, Dow Industrial Average Falls Below 10000 Bloomberg
all 39 news articles


Continental, Douglas, Hypo Real Estate: German Equity Preview
Bloomberg - 4 hours ago
Hypo Real Estate Holding AG (HRX GY): The commercial property lender that needed a 50 billion-euro ($68 billion) bailout said Chief Executive Officer Georg ...


PR Web (press release)

Commercial Real Estate Group of Tucson has compiled some ...
PR Web (press release), WA - 2 hours ago
"Even in this bleak economic environment, business owners still need to look for ways to maximize their real estate situation, whether it's to relocate, ...
CORRECTING and REPLACING Starboard TCN Office Group Represents ... MarketWatch
Commercial Real Estate Group of Tucson has compiled some ... PR Web (press release)
all 21 news articles


Indiabulls Real Estate Q2 net dips 76 pc at Rs 7.99 cr
Economic Times, India - 1 hour ago
8 Oct, 2008, 1335 hrs IST, PTI MUMBAI: Indiabulls Real Estate on Wednesday announced a consolidated net profit of Rs 7.99 crore for the second quarter ended ...
India Hot Stocks:Indiabulls Real Estate drops on profit fall Reuters India
Indiabulls Real Estate tumbles 19% at BSE as profits plunge Myiris.com
Indiabulls Real Estate standalone net drops 70% in Q2 Myiris.com
all 7 news articles


$5 million can buy a ray of real-estate light
Arizona Daily Star, AZ - 2 hours ago
A Tucson real estate agent is throwing a party today in the Catalina Foothills to showcase 17 houses up for grabs in Pima Canyon Estates — if you have $1.1 ...
BRIEF: $5 million can buy a ray of real-estate light Trading Markets (press release)
all 5 news articles

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